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Car Hire

Understanding car rental options

The insurance options and additional charges relating to Florida Car rental can be complicated. There are a lot of important matters concerning local charges, some are mandatory and others optional. It is best to be aware of this information prior to your departure.

The size of your car

A rental car gives you the freedom to go where you want to , when you want to and with whom you want. The state of Florida is about the size of the UK and with all the attractions relatively far apart you will save a lot of time by being able to drive yourself around.

The basic economy car, normally supplied with a fly drive deal, is suitable for 2 adults. If your party is larger than this you may need to upgrade. Remember to consider the amount of luggage you intend to take and of course the shopping that you will be bringing home and the amount of driving you are planning.

Upgrading in Florida can be more expensive than upgrading before you go, but there are often some very good deals to be struck when picking up your rental vehicle. Donít forget to ask about these deals when you pick up your vehicle.

Drivers License

All drivers must be in possession of a full UK / European drivers license, this must be produced to the car rental company when picking up your vehicle. Photocopies or your express reassurance that you do have a full license will not be accepted. Ensure that you pack it in your hand luggage before your departure.

Insurance options and additional charges

Loss Damage Waiver (LDW)

LDW is a waiver of all the rentersí responsibility for loss or damage to the rented vehicle. You should have already paid for your LDW at the time of booking your fly/drive holiday.

Basic Third Party Insurance and Supplementary Liability Insurance (SLI)

Basic third party insurance is included in your fly / drive holiday package. It is limited coverage and relates to damage or injury to the property or person of a third party with cover of up to $10,000.00 per person, $20,000.00 per accident and $10,000.00 property damage.

The level of coverage it provides may be inadequate, especially if you injure a third party. Lawsuits are common place in America, so it is strongly recommend that you purchase top up insurance (SLI) which will increase your third party cover to $1,000,000.00 per accident.

If you have declined this cover, your car rental company will ask you to sign an indemnity form.

Local charges

In Florida the following charges apply:

          Handling fee of between $2.50 to $5.50 per day for Florida Sales Tax on pre-paid portion of rental.

          Airport operating fee of between $2.50 to $5.50 plus ~8.6% of all options purchased.

          In Florida there is a state surcharge of ~$2.05 per day.

          Florida State Sales Tax on the other taxable items of the rental (currently between 6% and 7%).


Additional drivers over 25 years

The charge for additional drivers over the age of 25 years is approximately $5.99 per day, per driver. If you are generally going to use just one driver for the majority of your stay in Florida then do not take out this option. Should you wish to include an additional driver, call by any office of the car rental company and add the additional driver then and specify how long you wish the charge to apply for.


Your vehicle should be provided with a full tank of petrol. Ensure that you return the vehicle with a full tank as the car rental charges for petrol top up is far in excess of normal pump prices.  

Please ensure that you check your fly/drive holiday agreement to ensure that you have not agreed to return the car with the fuel tank empty. If this is the case ensure that you return the car with tank as close to empty as you feel comfortable with.

Personal Accident and Effects (PAE)

PAE provides medical expense, death and dismemberment benefits for bodily injury, which results from an accident. PAE also provides for some loss of or damage to personal property while in the rented vehicle. Your personal travel insurance may already provide this cover so please check your policy.

Uninsured / Underinsured Motorist Protection (UMP)

UMP covers the renters and family members travelling together in the rented vehicles with up to ~$300,000.00 of non-stacked coverage for bodily injury sustained while driving the rental car and caused by another driver who has no insurance or is a hit and run driver. Your personal travel insurance may already provide this cover so please check your policy.

Child seats

Child seats are compulsory for children under the age of 4 or 40lbs in weight. The cost for rental is approximately ~$4.00 per day. You can bring your own from your vehicle back home, provided it is not too cumbersome. Ensure that you check the car for built in car seats, these do come as a built in feature on some makes and models of rental cars.

Drivers under 25

Drivers under the age of 25 incur an additional charge of approximately ~$20 per day, per driver.

One way rentals

There are no charges for one way rentals in Florida. All other one way rentals are subject to a drop charge and must be requested in advance from the car rental company.

Car hire vouchers

Ensure that you take your car hire vouchers with you in your hand luggage and have them available when you arrive at the car rental company. The value of the car rental voucher will be deducted from the total cost of your rental agreement. All other charges will be the responsibility of the car renter.

Rules of the Road

Please keep in mind Florida Law requirements and restrictions:

bullet Drivers must carry a valid driver's license and proof of liability insurance.
bulletAll passengers must wear a seat belt.
bullet Children five and under must be in a federally approved restraint device/child seat in the back seat.
bullet Driving under the influence of alcohol or drugs is illegal.  (You must be 21 or older to purchase or consume alcoholic beverages.)
bulletCar headlights must be turned on at dusk; in the rain, headlights must be turned on day or night.

Safety Tips

bullet Always lock doors and park in a well-lighted areas; keep valuables out of sight or locked in the trunk.


Accident Information Form

Own Driver Details Car Owner's Details




Phone #






Phone #

Rental Agreement #


Other Driver's Details Other Car Owner's Details




Phone #






Phone #

Rental Agreement #


Witness #1 Details Witness #2 Details




Phone #






Phone #



Other Car Details Accident Details




License #:


Date of Accident:

Time of Accident:

Weather Conditions:

Road Conditions:



Diagram of the Accident








Accident Notes

















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